AmIslamic Bank Home Financing-i

AmIslamic Bank applies two Shariah concepts in offering you with your preferred choice of home financing packages. The Shariah concepts applied are Bai' Bithaman Ajil (BBA) and Musharakah Mutanaqisah (MM).

Home Financing-i

A fixed rate home financing. The installment is fixed. Thus, you can plan your finances in advance. You can also be relieved of the effects of rate fluctuations throughout your financing tenure.

Highlights

• Fixed financing rate and payment schedule.

• Enjoy lower rates for the first year.

• Legal Fees / Stamp Duty* - Waived for completed and refinancing units.

• Processing Fees waived.

*Subject to terms and conditions.

Features

• Based on Syariah concept of Bai Bithaman Ajil (deferred payment sale).

• High margin of financing of up to 90%.

• Longer payment period of up to 30 years or age 65.

• Tailored to your financing needs.

• Option to finance your Takaful Mortgage Plan (MRTA) for your own protection.

• Easy payment via Online Banking or 24-hour e-Banking Centres nationwide.

Requirements to Apply

• Minimum age: 18 years old & above.

• Minimum income: Monthly income of at least 3 times the monthly instalment amount.

• Open to Malaysian citizens, Permanent Residents or workers with work permit in Malaysia.


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

To find out more about AmIslamic Bank Home Financing-i, please contact the Contact Centre at 03 2178 8888 or visit the nearest AmBank branch.

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