Bank Islam Baiti Home Financing

Choosing the right kind of home with a right kind of house financing product couldn't be any easier!

With Baiti Home Financing, Bank Islam offer a comprehensive and fully Shariah Compliance Home Financing solution that best meet your financing needs.

Attractive Terms

 • High Margin of Financing up to 90%
 • Financing for :

- Mortgage Reducing Term Takaful (MRTT)
- Long-Term House Takaful (LTHT)
- Stamp Duty
- Legal Fees
- Valuation Fees

 • Longer Financing Tenure of up to 35 years or age 70, whichever is earlier
 • Competitive Financing Rates

Better Cost Saving

• 20% discount on Stamp Duty for Perfecting The Bank's Securities Documentation

 • No Processing Fees

Bonus Benefits

 • Refer the payment of two monthly installments with Bank Islam's Payment Holiday (every November and December)
 
 • Enjoy No Payment During Construction (NPDC) up to 2 years for selected residential projects

 • You are eligible if you are :

- Age between 18 to 65 years old
- Resident or Non Resident
- Not a bankrupt or have any legal action

 • Document required:

For salary earners:

 - Photocopy of identity card
 - Sales & Purchase Agreement
 - For salary earners :
 - Latest 3 months salary slips
 - Latest 3 months salary crediting account statements
 - Employer's confirmation letter
 - Annual Income Statement/ BE Form / EPF statement
 - Any other supporting income documents

For businessmen:

 - Company / Business Registration
 - Last 6 months bank statements
 - Latest 3 years Financial Statement
 - Latest B Form
 - Any other supporting income documents


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

To find out more about Baiti Home Financing, please contact the Contact Centre at 603 26 900 900 or visit the nearest Bank Islam branch.

undo Bank Islam