Bank Islam Wahdah Home Refinancing

Looking for the best way to lower your house financing monthly installment or do you need extra cash for your personal needs. Why not have it all by capitalising on the appreciation value of your house with Bank Islam's Wahdah Home Refinancing.

Attractive Terms

 • High Margin of Financing up to 90%
 • Financing for :

- Mortgage Reducing Term Takaful (MRTT)
- Long-Term House Takaful (LTHT)
- Stamp Duty
- Legal Fees
- Valuation Fees

 • Longer Financing Tenure of up to 35 years or age 70, whichever is earlier
 • Competitive Financing Rates

Better Cost Saving

 • 20% discount on Stamp Duty for Perfecting The Bank's Securities Documentation

 • No Processing Fees

Bonus Benefits

 • Enjoy 2 months break of your monthly installments with Bank Islam's Payment Holiday features

 • You are eligible if you are :

- Age between 18 to 65 years old
- Resident or Non Resident
- Not a bankrupt or have any legal action

 • Document required:

For salary earners:

 - Photocopy of identity card
 - Sales & Purchase Agreement
 - For salary earners :
 - Latest 3 months salary slips
 - Latest 3 months salary crediting account statements
 - Employer's confirmation letter
 - Annual Income Statement/ BE Form / EPF statement
 - Any other supporting income documents

For businessmen:

 - Company / Business Registration
 - Last 6 months' bank statements
 - Latest 3 years Financial Statement
 - Latest B Form
 - Any other supporting income documents

• Photocopy of title deed

 • Copy of valuation report by Bank's panel valuer (if required)

 • Latest financing / loan statement


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

To find out more about Bank Islam Wahdah Home Refinancing, please contact the Contact Centre at 603 26 900 900 or visit the nearest Bank Islam branch.

undo Bank Islam