CIMB Bank Fixed Rate Package

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CIMB Bank Fixed Rate Package is a conventional HomeLoan that allows you to opt for either 3 or 5 years fixed rate period.

FEATURES

• Term loan only (not applicable for flexi).

• No prepayment allowed during the fixed rate period.

• Financing for completed properties only.

• Min loan amount RM150,000.

• Margin of finance (MOF) up to 90% + 5%.

• MRTA can be financed.

• Enjoy tenure up to 40 years, or 70 years of age, whichever is earlier.

• No processing fee.

• Home Loan Statement: Yearly.

• Prevailing Interest Rate and Default Clause.

ELIGIBILITY

• Individuals aged 18 years and above.

• Malaysian or permanent resident.

• CIMB Prime Plan customers only

Note: For joint loan account, CIMB Prime Plan customer must be the joint primary.

REQUIREMENTS

Salaried Applicant:

• NRIC photocopy.

• Latest 3 months' salary slip.

• EA form / EPF statement (last 2 years).

• Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

• NRIC photocopy.

• Latest 3 months' salary slip.

• EA form / EPF statement (last 2 years).

• Sales & Purchase Agreement / Booking receipt from developer.

• Business registration A&D

• Last 3 months bank statement

NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

To find out more about CIMB Bank Home Loan, please contact the Consumer Contact Centre at +603 6204 7788 or visit the nearest CIMB Bank branch.

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