CIMB Bank HomeFlexi

CIMB Bank HomeFlexi offers repayment flexibility where you can deposit any amount, anytime. Excess repayments will be used to offset the principal loan amount for interest calculation. Combines loan account with current account to facilitate withdrawal of excess cash.

Overview

• Offers flexibility in repayments where you can deposit any amount, anytime.
• Excess repayments will be used to offset the principal loan amount for interest calculation.
• Combines loan account with current account to facilitate withdrawal of excess cash.
• Chequebook provided.
• For CIMB Prime Plan customer, enjoy the following benefits:
• Earn 0.1 Bonus Point for every RM1 financing
• Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate
• Preferential rates

Features and Benefits

• Financing all types of completed or under construction residential properties.
• Margin of financing (MOF) up to 90% + 5%.
• GMTA can be financed.
• Enjoy loan tenure up to 40 years, or 70 years of age, whichever is earlier.
• HomeFlexi offers flexibility of repayment.
• You may deposit any amount at anytime.
• Withdrawal of excess payments made is allowed with no extra charges.
• No commitment fees will be charged for HomeFlexi.
• Monthly Statement available.
• Cheque book is provided.

or CIMB Prime Plan customer, enjoy the following benefits:

• Earn 0.1 Bonus Point for every RM1 financing
• Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate
• Preferential rates

Type of Property

• All types of residential property

Margin of Financing

• 90%+5%

Eligibility

• Individuals aged 18 years and above.
• Malaysian or permanent resident.



NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

To find out more about CIMB Bank Home Loan, please contact the Consumer Contact Centre at +603 6204 7788 or visit the nearest CIMB Bank branch.

undo CIMB Bank