Hong Leong Bank Skim Rumah Pertamaku

Hong Leong Bank My First Home Scheme (Skim Rumah Pertamaku) is the way of contributing to the community by making home ownership easy, for first-time owners.

With the scheme, you can obtain up to 100% financing for your first residential home. It's easy to apply for, with minimum hassle and speedy processing. This is in line with the Governments aspirations of increasing home ownership amongst the "rakyat".

Eligible Individual

• Malaysian citizen only
• First time homebuyer
• Individuals up to age 35 years
• Single borrower gross income not exceeding RM3,000 per month
• Confirmed employee with minimum employment of 6 months with same employer
• All outstanding debt repayment obligations from banks and non-banks (including those not covered by CCRIS) must not be more than 60% of monthly income after statutory deductions (ie. Tax, EPF, SOCSO) or maximum

Eligible Properties

• Property value of minimum RM100,000 and maximum RM400,000
• Residential properties only
• For lease hold, remaining lease ≥ 60 years
• Owner occupied

Financing Requirements

• Maximum financing tenure of 30 years
• No redrawable features
• Savings record (3 months instalment liquidity reserve)
• Instalment payable via monthly salary deduction or standing instruction
• Compulsory Fire insurance / takaful


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

For further information, please call Hong Leong Call Center Tel: +603 7626 8899, or visit the nearest Hong Leong Bank / Hong Leong Islamic Bank branch today.

undo Hong Leong Bank