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Lonpac
Insurance Berhad (Lonpac), a wholly owned subsidiary of LPI Capital Bhd, was
incorporated in Malaysia on 12 July 1994. It commenced underwriting of
general insurance business after a rationalisation scheme on 1 May 1999. The
Company operates through 21 branches in Malaysia and a foreign branch in
Singapore to serve the clients better.
Head Office Address
LG, 6th, 7th, 21st to 26th Floor
Bangunan Public Bank
6, Jalan Sultan Sulaiman
50000 Kuala Lumpur, Malaysia
P. O. Box 10708
50722 Kuala Lumpur, Malaysia
Tel: 603 - 2262 8688 / 2723 7888
Fax: 603 - 2715 1332
Customer Service: 603 - 2262
8666
Web: http://www.lonpac.com
Email: customerservice@lonpac.com |
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Householder Insurance
This is a packaged policy that covers the buildings / contents of private
dwelling against fire and other perils. It also provides cover for the owner
against legal liability to the Public for accidents caused by defect in the
buildings.
This policy covers the loss of or damage to the building and/or contents of
residential houses, flats and condominiums by:
• Fire, lightning, thunderbolt,
subterranean fire
• Explosion
• Aircraft and other aerial devices and / or articles dropped therefrom
• Impact by any road vehicles or animals not belonging to or under the
control of the Insured or any member of his family
• Bursting or overflowing of domestic water tanks, apparatus or pipes
• Theft but only if accompanied by actual forcible and violent breaking into
or out of a building or any attempt thereat
• Hurricane, cyclone, typhoon, windstorm
• Earthquake, volcanic eruption
• Flood but excluding loss or damage caused by subsidence or landslip
The policy can be extended, by
additional premium, to cover loss of or damage to property caused by:
• Riot Strike and Malicious
Damage
• Subsidence and Landslip
• Full Theft
The sum insured for the building
is based on the cost of reconstruction of same quality and not the market
value of the property.
Houseowner Insurance
This is a packaged policy that
covers the buildings/contents of private dwelling against fire and other
perils. It also provides cover for the owner against legal liability to the
Public for accidents caused by defect in the buildings.
This policy covers the loss of or damage to the building and/or contents of
residential houses, flats and condominiums by:
• Fire, lightning, thunderbolt,
subterranean fire
• Explosion
• Aircraft and other aerial devices and / or articles dropped therefrom
• Impact by any road vehicles or animals not belonging to or under the
control of the Insured or any member of his family
• Bursting or overflowing of domestic water tanks, apparatus or pipes
• Theft but only if accompanied by actual forcible and violent breaking into
or out of a building or any attempt thereat
• Hurricane, cyclone, typhoon, windstorm
• Earthquake, volcanic eruption
• Flood but excluding loss or damage caused by subsidence or landslip
The basic premium is calculated
based on a standard fire tariff rate and is affected by the type of building
(detached, non-detached, flats or apartment), construction classification of
the building.
The policy can be extended, by additional premium, to cover loss of or
damage to property caused by:
• Riot Strike and Malicious
Damage
• Subsidence and Landslip
• Full Theft
The sum insured for the building
is based on the cost of reconstruction of same quality and not the market
value of the property.
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