OCBC Bank Home Loans

Own your dream home with an affordable loan from OCBC Bank. For conventional home loan, there 3 different products to suit your needs:

• Graduated Home Loan

• Ideal Mortgage

• Standard Housing Loan


Graduated Home Loan

• Affordable start-up repayments

• Easy loan application

• Fixed or variable rates packages

• Repayments start low


Ideal Mortgage

• Variable rates pegged to Mortgage Lending Rate (MLR)

• Available choice of lock-in or no lock-in packages

• Flexibility to sell and upgrade your property


Standard Housing Loan

• Variable rates pegged to Base Rate (BR)

• No notice required on extra repayments made

• Can include or be converted to overdraft facility

• Available financing for Mortgage Reducing Term Assurance (MRTA) premiums

• Standing instruction on monthly instalments is available


Features

• From RM100,000 to 90% of valuation

• Daily rate interest calculation

• If the borrower is a Malaysian, the repayment period of up to 35 years or age 70, whichever is earlier

• Able to redraw funds that have been repaid


How to Apply / Documents Required

• Photocopy of I/C of applicant

• Latest 3 months salary slips

• Latest J/ EA Form

• Confirmation letter from employer

• Original S&P Agreement / booking sheet / down payment receipt

• Business Registration, Form 24, Form 49, Form A or B, Form D (for self employed which ever applicable)

• Latest 3 months Bank Statement

• Any additional documents if required by the Bank


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

For further information, please call OCBC Bank Customer Service Center Tel: +603 8317 5000, or visit the nearest OCBC Bank branch today.

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