OCBC Bank My First Home Scheme

OCBC Bank's My First Home Scheme is a programme to help you own your first home. With the scheme, you can obtain up to 100% financing for your first residential home. It's easy to apply for, with minimum hassle and speedy processing. This is in line with the Governments aspirations of increasing home ownership amongst the "rakyat".

Features

 • Up to 100% financing

 • Repayment period of up to 35 years or age 65, whichever is earlier

 • For residential properties under construction or completed

 • Property value between RM100,000 and RM400,000


Eligibility

 • Age 35 and below

 • Malaysians only

 • First-time home buyer

• Must be an occupant

• For joint purchasers, combined gross monthly income of up to RM10,000 (each not exceeding RM5,000 a month)

• Permanent staff at current company, employed for at least 6 months


How to Apply / Documents Required

 • Photocopy of I/C of applicant

 • Latest 3 months salary slips

 • Latest J/ EA Form

 • Confirmation letter from employer

 • Original S&P Agreement / booking sheet / down payment receipt

 • Business Registration, Form 24, Form 49, Form A or B, Form D (for self employed which ever applicable)

 • Latest 3 months Bank Statement

 • Any additional documents if required by the Bank


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

For further information, please call OCBC Bank Customer Service Center Tel: +603 8317 5000, or visit the nearest OCBC Bank branch today.

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