UOB iNTELLIGENT Home Loan

UOB iNTELLIGENT Home Loan is a home loan package that flexible enough to accommodate all your financial needs.


Benefits

1. Greater Control of Your Personal Finances

2 NEW repayment methods in addition to standard principal + interest servicing

2. Graduated Payment

You can pay low monthly installments at the beginning of your loan tenure which will gradually increase to match your projected increase in income.

3. Interest Servicing

You can just service interest only for the first 2 years and thereafter start on the principal + interest installments.

4. Flexible Repayments

You can pay at your convenience and choose to make monthly, fortnightly, weekly or daily repayments.

5. Open Prepayments

You can pay more than your monthly installment to save more interest.

6. Redraw Facility

You can withdraw surplus cash from your prepaid amount, anytime you want, for emergencies or any other reason.

7. Payment Holiday

You can skip your monthly repayment during emergencies, festive seasons or any other occasions. Your repayment will be deducted from your redraw facility.

8. Lower Repayments

You can enjoy lower repayments by selecting a longer loan tenure of up to maximum of 35 years or age 70 whichever come first. (*Terms & Conditions apply)

9. Higher Margin of Finance to finance MRTA

You can secure up to 95% financing, inclusive of MRTA, to protect your loved ones' well being in the event of total permanent disability or loss of life.

10. All-inclusive Service
 
You can request for UOB to handle everything, from application submission to delivering the documents to your doorstep.


NOTE: Please be advised that the product mentioned above may change from time to time, as the market and industry evolve.

For further information, please call UOB Contact Centre Tel: 03-2612 8121, or visit the nearest UOB branch today.

undo UOB